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Canadian cash-back credit cards

Turn eligible purchases into cash back. The best return depends on your usual stores, spending limits and how you redeem.

Find the best fit for my spending

No signup required · These cards are not ranked for your spending

What to look for

Compare ongoing cash back after fees. A headline rate may apply only to certain purchases or require an eligible service.

How we calculate rewards

10 cards with source-current terms. Listed alphabetically; coverage is not the entire market.

CIBC Costco MastercardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
Annual fee
$0
FX fee
2.5%

Sources checked Sep 4, 2026

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CIBC Costco World MastercardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
Annual fee
$0
FX fee
2.5%

Sources checked Sep 4, 2026

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CIBC Dividend Visa InfiniteCash back on eligible spending. Compare the earn rates and conditions with where you shop.
Annual fee
$120
FX fee
2.5%

Sources checked Sep 4, 2026

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Rogers Red MastercardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
Annual fee
$0
FX fee
2.5%

Sources checked Aug 14, 2026

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Rogers Red World Elite MastercardCash back for everyday spending, with extra value for eligible Rogers customers.
Annual fee
$0
FX fee
2.5%

Sources checked Aug 14, 2026

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Rogers Red World Legend MastercardCash back on eligible spending. Compare the earn rates and conditions with where you shop.
Annual fee
$495
FX fee
0%

Sources checked Sep 1, 2026

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Rogers Red World MastercardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
Annual fee
$0
FX fee
2.5%

Sources checked Sep 1, 2026

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Scotia Momentum Visa InfiniteCash back on eligible spending. Compare the earn rates and conditions with where you shop.
Annual fee
$120
FX fee
2.5%

Sources checked Sep 4, 2026

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Tangerine Money-Back Credit CardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
Annual fee
$0
FX fee
2.5%

Sources checked Sep 2, 2026

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Tangerine Money-Back World MastercardCash back without an annual fee. Compare the earn rates and conditions with where you shop.
Annual fee
$0
FX fee
2.5%

Sources checked Sep 2, 2026

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