Credit cardsRogers Bank

Rogers cash back · World Elite Mastercard

Rogers Red World Elite Mastercard

Cash back for everyday spending, with extra value for eligible Rogers customers.

Annual fee
$0
Foreign transaction fee
2.5%
Purchase APR
21.99%–25.99%

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Sources checked View 10 sources

Card illustration · Not issuer artwork
Worth considering if

You have an eligible Rogers service and can use the rewards toward eligible Rogers purchases.

Before you choose

Your service eligibility and how you redeem matter. The foreign transaction fee still applies.

Your estimate

Make it about your spending.

See the rewards after fees, based on where you actually shop.

Use statements or enter a few totals. Compare this card on its own, with another card, or alongside store cards.

Calculate with my spending

An estimate, not a guarantee. Approval is up to the issuer.

Rewards

What earns what.

Current rates. Conditions and limits matter as much as the headline number.

U.S.-dollar purchasesSource
3% cash back

Limit: $61,000 in eligible spending per account year, shared across qualifying reward categories; then 1.5%.

Other eligible purchases with an eligible Rogers serviceSource
2% cash back

Limit: $61,000 in eligible spending per account year, shared across qualifying reward categories; then 1.5%.

Other eligible purchases without an eligible Rogers serviceSource
1.5% cash back

Limit: $61,000 in eligible spending per account year, shared across qualifying reward categories; then 1.5%.

Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.

Upcoming reward changes

From Nov 18, 2026: 5% — Eligible Rogers purchases from November 18, 2026. See source

Using your rewards

  • 50% more cash-back value on an eligible Rogers-family purchase · Through Nov 17, 2026 Source
Welcome offer

We haven’t included a verified welcome offer in this estimate. That doesn’t mean no promotion is available. Check the issuer’s current offer and eligibility conditions.

Check issuer offers ↗

Costs & eligibility

The important numbers.

Paying interest can outweigh the rewards you earn.

Annual fee
$0
Additional card
$0
Purchase interest rate
21.99%–25.99%
Cash advance interest rate
22.99%–27.99%
Foreign transaction fee
2.5%

Who can apply?

Personal income
$80,000
Household income
$150,000

Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.

Read the issuer’s full terms ↗

Benefits & protection

More than rewards.

Value the benefits you will use—not every advertised perk.

Card benefits

  • 1.5x redemption value when cash back is applied to an eligible Rogers/Fido/Shaw/Comwave or Sportsnet+ purchase.

    Terms
  • 5 Roam Like Home days each year with an eligible linked Rogers mobile plan (up to $90 issuer-stated value).

    Terms
  • Complimentary Mastercard Travel Pass membership; lounge visits cost US$32 per person.

    Terms

Insurance & purchase protection

Coverage has eligibility rules, limits and exclusions. The insurance certificate controls.

Purchase protection

90-day purchase protection; combined purchase-protection/extended-warranty lifetime maximum of $60,000 per account.

Read the source
Extended warranty

Extended warranty for the original warranty's duration, up to one additional year; combined lifetime maximum of $60,000 per account.

Read the source
Rental car collision damage

Rental-car collision/damage coverage for eligible rentals up to 31 days and vehicles with original MSRP up to $65,000.

Read the source
Emergency travel medical

Out-of-province/out-of-country emergency medical for the first 10 trip days through age 64 or first 3 days from age 65 through 75.

Read the source
Trip cancellation interruption delay

Trip cancellation, interruption and delay coverage up to $1,000 per insured person and $5,000 per account per trip.

Read the source

Compare your options

Worth a closer look.

Related reward programs and fees—not a ranking for your spending.

Compare with my spending

Common questions

Before you decide.

Is Rogers Red World Elite Mastercard worth the annual fee?

There’s no annual fee, but another card may reward your spending more. Use your spending to compare the ongoing value after fees.

Check my estimate
Does this card charge a foreign transaction fee?

The published foreign transaction fee is 2.5%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.

How does WealthGeist calculate my estimate?

We match eligible spending to each card’s reward rules, apply modeled limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.

Read our calculation methodology

Sources & transparency

Check the details.

Card facts come from the linked sources. Issuer terms take precedence.

  1. rogersbank.com · Rogers Red World Elite Mastercard Benefits Guide ↗Issuer source · Checked Aug 14, 2026
  2. rogersbank.com · rogers mastercard ↗Issuer source · Checked Aug 14, 2026
  3. rogersbank.com · how to redeem ↗Issuer source · Checked Aug 14, 2026
  4. rogersbank.com · rogers red world mastercard details ↗Issuer source · Checked Sep 1, 2026
  5. rogersbank.com · Disclosure ↗Issuer source · Checked Aug 14, 2026
  6. rogersbank.com · legal ↗Issuer source · Checked Sep 1, 2026
  7. rogersbank.com · Rogers Bank World Elite Mastercard Certificate of Insurance ↗Issuer source · Checked Aug 14, 2026
  8. rogersbank.com · Rogers Connections Mastercard Benefits Guide ↗Issuer source · Checked Aug 14, 2026
  9. rogersbank.com · rogers red worldlegend mastercard details ↗Issuer source · Checked Sep 1, 2026
  10. rogersbank.com · rogers red worldelite mastercard details ↗Issuer source · Checked Aug 14, 2026

Page design and guidance updated Sep 6, 2026. Source check dates are listed separately above.

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