Scotia Momentum Visa Infinite

Eligible grocery purchases (4%)Source

4% cash back

Limit: $25,000 in eligible spending per calendar year, shared across qualifying reward categories; then 1%.

Recurring bill payments (4%)Source

4% cash back

Limit: $25,000 in eligible spending per calendar year, shared across qualifying reward categories; then 1%.

Gas station purchases (2%)Source

2% cash back

Limit: $25,000 in eligible spending per calendar year, shared across qualifying reward categories; then 1%.

Daily transit and rideshare (2%)Source

2% cash back

Limit: $25,000 in eligible spending per calendar year, shared across qualifying reward categories; then 1%.

All other eligible purchases (1%)Source

1% cash back

Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.

Using your rewards

Redemption value depends on how you use your rewards. Check the issuer’s redemption terms before comparing points with cash.

Annual fee

$120

Additional card

$50

Purchase interest rate

20.99%

Cash advance interest rate

22.99%

Foreign transaction fee

2.5%

Who can apply?

Personal income

$60,000

Household income

$100,000

Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.

Card benefits

• Save up to 25% on base car rental rates at participating Avis and Budget locations

  Terms

• Visa Infinite Complimentary Concierge service available 24/7

  Terms

• Visa Infinite Luxury Hotel Collection privileges and dining series access

  Terms

Insurance & purchase protection

Coverage has eligibility rules, limits and exclusions. The insurance certificate controls.