Credit cardsRogers Bank

Rogers cash back · World Legend Mastercard

Rogers Red World Legend Mastercard

Cash back on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee
$495
Foreign transaction fee
0%
Purchase APR
21.99%–25.99%

No signup required · Your statement files stay in your browser

Sources checked View 6 sources

Card illustration · Not issuer artwork
Worth considering if

You prefer cash back and spend at merchants that qualify for the listed rates.

Before you choose

Extra rewards and benefits need to outweigh the annual fee. Interest can outweigh rewards if you carry a balance.

Your estimate

Make it about your spending.

See the rewards after fees, based on where you actually shop.

Use statements or enter a few totals. Compare this card on its own, with another card, or alongside store cards.

Calculate with my spending

An estimate, not a guarantee. Approval is up to the issuer.

Rewards

What earns what.

Current rates. Conditions and limits matter as much as the headline number.

Eligible purchases with an eligible Rogers serviceSource
2% cash back
Other eligible purchasesSource
1.5% cash back

Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.

Upcoming reward changes

From Nov 18, 2026: 5% — Eligible Rogers purchases from November 18, 2026. See source

Using your rewards

  • 50% more cash-back value on an eligible Rogers-family purchase · Through Nov 17, 2026 Source
Welcome offer

We haven’t included a verified welcome offer in this estimate. That doesn’t mean no promotion is available. Check the issuer’s current offer and eligibility conditions.

Check issuer offers ↗

Costs & eligibility

The important numbers.

Paying interest can outweigh the rewards you earn.

Annual fee
$495
Additional card
$95
Purchase interest rate
21.99%–25.99%
Cash advance interest rate
22.99%–27.99%
Foreign transaction fee
0%

Who can apply?

Personal income
$150,000
Household income
$200,000

Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.

Read the issuer’s full terms ↗

Benefits & protection

More than rewards.

Value the benefits you will use—not every advertised perk.

Card benefits

  • $200 annual Rogers Entertainment credit

    Terms
  • 6 complimentary Plaza Premium Lounge passes each year

    Terms
  • 10 Roam Like Home days each year with an eligible Rogers mobile plan

    Terms
  • Soho Friends account and $100 USD bedroom-stay benefit

    Terms

Insurance & purchase protection

Coverage has eligibility rules, limits and exclusions. The insurance certificate controls.

Flight delay baggage

Flight delay and baggage insurance

Read the source
Travel accident

Common-carrier travel accident insurance

Read the source
Hotel burglary

Hotel burglary insurance

Read the source
Purchase protection extended warranty

120-day purchase protection and two-year extended warranty

Read the source
Rental car collision damage

Car-rental collision and loss damage insurance

Read the source
Emergency travel medical

Emergency travel medical insurance

Read the source
Trip cancellation interruption

Trip cancellation and interruption insurance

Read the source

Compare your options

Worth a closer look.

Related reward programs and fees—not a ranking for your spending.

Compare with my spending

Common questions

Before you decide.

Is Rogers Red World Legend Mastercard worth the annual fee?

It depends on whether the extra rewards and benefits you actually use outweigh the $495 annual fee. Use your spending to compare the ongoing value after fees.

Check my estimate
Does this card charge a foreign transaction fee?

The published foreign transaction fee is 0%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.

How does WealthGeist calculate my estimate?

We match eligible spending to each card’s reward rules, apply modeled limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.

Read our calculation methodology

Sources & transparency

Check the details.

Card facts come from the linked sources. Issuer terms take precedence.

  1. rogersbank.com · Rogers Red World Elite Mastercard Benefits Guide ↗Issuer source · Checked Aug 14, 2026
  2. rogersbank.com · rogers mastercard ↗Issuer source · Checked Aug 14, 2026
  3. rogersbank.com · how to redeem ↗Issuer source · Checked Aug 14, 2026
  4. rogersbank.com · legal ↗Issuer source · Checked Sep 1, 2026
  5. rogersbank.com · Rogers Connections Mastercard Benefits Guide ↗Issuer source · Checked Aug 14, 2026
  6. rogersbank.com · rogers red worldlegend mastercard details ↗Issuer source · Checked Sep 1, 2026

Page design and guidance updated Sep 6, 2026. Source check dates are listed separately above.

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How we check and correct card details