Scene+ · Visa Infinite
Scotiabank Passport Visa Infinite
Scene+ rewards on eligible spending. Compare the earn rates and conditions with where you shop.
- Annual fee
- $150
- Foreign transaction fee
- 0%
- Purchase APR
- 20.99%
No signup required · Your statement files stay in your browser
Sources checked View 5 sources
You want Scene+ rewards and will use the available redemption options.
Extra rewards and benefits need to outweigh the annual fee. Interest can outweigh rewards if you carry a balance.
Your estimate
Make it about your spending.
See the rewards after fees, based on where you actually shop.
Use statements or enter a few totals. Compare this card on its own, with another card, or alongside store cards.
Calculate with my spendingAn estimate, not a guarantee. Approval is up to the issuer.
Rewards
What earns what.
Current rates. Conditions and limits matter as much as the headline number.
- Empire-affiliated grocery storesSource
- 3 points per $1
Limit: $50,000 in eligible spending per calendar year, shared across qualifying reward categories; then 1 point per $1.
- Groceries, dining, entertainment, and transitSource
- 2 points per $1
Limit: $50,000 in eligible spending per calendar year, shared across qualifying reward categories; then 1 point per $1.
- All other eligible purchasesSource
- 1 point per $1
Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.
Using your rewards
The calculator’s standard value is 1¢ per point. Your redemption choice can change the value.
Redemption value depends on how you use your rewards. Check the issuer’s redemption terms before comparing points with cash.
Welcome offer
Earn up to 35,000 Scene+ points (25,000 points after spending $1,000 in first 3 months plus 10,000 points after spending $40,000 in first year)
Check issuer offers ↗Costs & eligibility
The important numbers.
Paying interest can outweigh the rewards you earn.
- Annual fee
- $150
- Additional card
- $0
- Purchase interest rate
- 20.99%
- Cash advance interest rate
- 22.99%
- Foreign transaction fee
- 0%
Who can apply?
- Personal income
- $60,000
- Household income
- $100,000
Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.
Read the issuer’s full terms ↗Benefits & protection
More than rewards.
Value the benefits you will use—not every advertised perk.
Card benefits
6 complimentary airport lounge visits per year through Visa Airport Companion (DragonPass)
TermsNo foreign transaction fees: save the 2.5% foreign transaction fee on foreign currency purchases
TermsVisa Infinite Complimentary Concierge service available 24/7
TermsSave up to 25% on base car rental rates at participating Avis and Budget locations
Terms
Insurance & purchase protection
Coverage has eligibility rules, limits and exclusions. The insurance certificate controls.
Purchase protection extended warranty
Purchase Security and Extended Warranty Protection
Read the sourceCompare your options
Worth a closer look.
Related reward programs and fees—not a ranking for your spending.
- Annual fee
- $120
- FX fee
- 0%
- Annual fee
- $120
- FX fee
- 2.5%
Common questions
Before you decide.
Is Scotiabank Passport Visa Infinite worth the annual fee?
It depends on whether the extra rewards and benefits you actually use outweigh the $150 annual fee. Use your spending to compare the ongoing value after fees.
Check my estimateDoes this card charge a foreign transaction fee?
The published foreign transaction fee is 0%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.
How does WealthGeist calculate my estimate?
We match eligible spending to each card’s reward rules, apply modeled limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.
Read our calculation methodologySources & transparency
Check the details.
Card facts come from the linked sources. Issuer terms take precedence.
- tangerine.ca · world elite mastercard ↗Issuer source · Checked Sep 2, 2026
- help.sceneplus.ca · 46948458421147 How do I earn and redeem points with Scene Travel ↗Issuer source · Checked Sep 2, 2026
- scotiabank.com · rates and fees ↗Issuer source · Checked Sep 4, 2026
- scotiabank.com · passport infinite card ↗Issuer source · Checked Sep 4, 2026
- scotiabank.com · credit cards ↗Issuer source · Checked Sep 4, 2026
Page design and guidance updated Sep 6, 2026. Source check dates are listed separately above.
WealthGeist may earn a commission from some application links. Compensation does not affect calculations or ranking. How we’re funded.