Aventura · Visa Infinite

CIBC Aventura Visa Infinite

Aventura rewards on eligible spending. Compare the earn rates and conditions with where you shop.

Annual fee
$139
Foreign transaction fee
2.5%
Purchase APR
20.99%

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Sources checked View 4 sources

Card illustration · Not issuer artwork
Worth considering if

You want Aventura rewards and will use the available redemption options.

Before you choose

Extra rewards and benefits need to outweigh the annual fee. Interest can outweigh rewards if you carry a balance.

Your estimate

Make it about your spending.

See the rewards after fees, based on where you actually shop.

Use statements or enter a few totals. Compare this card on its own, with another card, or alongside store cards.

Calculate with my spending

An estimate, not a guarantee. Approval is up to the issuer.

Rewards

What earns what.

Current rates. Conditions and limits matter as much as the headline number.

Travel purchased via CIBC Rewards CentreSource
2 points per $1
Groceries, gas, dining, and EV chargingSource
1.5 points per $1
All other eligible purchasesSource
1 point per $1

Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.

Using your rewards

The calculator’s standard value is 1¢ per point. Your redemption choice can change the value.

Redemption value depends on how you use your rewards. Check the issuer’s redemption terms before comparing points with cash.

Welcome offer

Up to 45,000 Aventura points (15,000 on first purchase + 30,000 after $3,000 in first 4 months) plus first-year annual fee rebate

Check issuer offers ↗

Costs & eligibility

The important numbers.

Paying interest can outweigh the rewards you earn.

Annual fee
$139
Additional card
$50
Purchase interest rate
20.99%
Cash advance interest rate
22.99%
Foreign transaction fee
2.5%

Who can apply?

Personal income
$60,000
Household income
$100,000

Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.

Read the issuer’s full terms ↗

Benefits & protection

More than rewards.

Value the benefits you will use—not every advertised perk.

Card benefits

  • 4 complimentary DragonPass lounge visits each membership year

    Terms
  • NEXUS application fee rebate up to $100 CAD every 4 years

    Terms
  • Save up to 10¢/L on fuel at Pioneer, Fas Gas, Ultramar and Chevron with Journie Rewards

    Terms

Insurance & purchase protection

Coverage has eligibility rules, limits and exclusions. The insurance certificate controls.

Purchase protection extended warranty

Purchase Security and Extended Warranty Insurance

Read the source
Mobile device insurance

Mobile Device Insurance up to $1,000

Read the source
Rental car collision damage

Auto Rental Collision and Loss Damage Insurance

Read the source
Emergency travel medical

Out-of-Province Emergency Travel Medical Insurance (up to $5,000,000)

Read the source
Trip cancellation interruption

Trip Cancellation and Trip Interruption Insurance

Read the source
Flight delay baggage

Flight Delay and Baggage Insurance

Read the source
Hotel burglary

Hotel and Motel Burglary Insurance

Read the source

Compare your options

Worth a closer look.

Related reward programs and fees—not a ranking for your spending.

Compare with my spending

Common questions

Before you decide.

Is CIBC Aventura Visa Infinite worth the annual fee?

It depends on whether the extra rewards and benefits you actually use outweigh the $139 annual fee. Use your spending to compare the ongoing value after fees.

Check my estimate
Does this card charge a foreign transaction fee?

The published foreign transaction fee is 2.5%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.

How does WealthGeist calculate my estimate?

We match eligible spending to each card’s reward rules, apply modeled limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.

Read our calculation methodology

Sources & transparency

Check the details.

Card facts come from the linked sources. Issuer terms take precedence.

  1. cibc.com · credit cards ↗Issuer source · Checked Sep 4, 2026
  2. cibc.com · cardholder agreement ↗Issuer source · Checked Sep 4, 2026
  3. cibc.com · aventura visa infinite card ↗Issuer source · Checked Sep 4, 2026
  4. cibc.com · aventura infinite tnc en ↗Issuer source · Checked Sep 4, 2026

Page design and guidance updated Sep 6, 2026. Source check dates are listed separately above.

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How we check and correct card details