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Laurentian Bank Rewards · Visa
Laurentian Bank Visa Reward Me
Laurentian Bank Rewards rewards without an annual fee. Compare the earn rates and conditions with where you shop.
- Annual fee
- $0
- Foreign transaction fee
- 2.5%
- Purchase APR
- 20.99%
Free · No account needed
Sources checked View 5 sources
You want Laurentian Bank Rewards rewards and will use the available redemption options.
A different card may earn more at your usual stores. Interest can outweigh rewards if you carry a balance.
Your estimate
See the rewards after fees, based on where you actually shop.
Your spending is ready to use.
Calculate with my spendingAn estimate, not a guarantee. Approval is up to the issuer.
Rewards
Current rates. Conditions and limits matter as much as the headline number.
- 1 points per dollar on processor-recurring paymentsSource
- 1 point per $1
- 1 points per dollar on eligible grocery and gas MCCsSource
- 1 point per $1
- 0.5 points per dollar on other eligible net purchasesSource
- 0.5 points per $1
Merchant coding and eligibility determine the rate. Rates do not add together unless the issuer explicitly allows it.
Using your rewards
The calculator’s standard value is 1¢ per point. Your redemption choice can change the value.
Redemption value depends on how you use your rewards. Check the issuer’s redemption terms before comparing points with cash.
Welcome offer
We haven’t included a verified welcome offer in this estimate. That doesn’t mean no promotion is available. Check the issuer’s current offer and eligibility conditions.
Check issuer offers ↗Fees and eligibility
Paying interest can outweigh the rewards you earn.
- Annual fee
- $0
- Additional card
- $0
- Purchase interest rate
- 20.99%
- Cash advance interest rate
- 22.99%
- Foreign transaction fee
- 2.5%
Who can apply?
- Minimum income
- No minimum stated
Meeting published income criteria does not guarantee approval. Other eligibility conditions and fees may apply.
Read the issuer’s full terms ↗More fees and conditions
Canadian resident and age of majority in province or territory
Benefits
Value the benefits you will use—not every advertised perk.
Card benefits
Optional inCard and eShop merchant offers
TermsPurchase protection and extended warranty
TermsConditional introductory balance-transfer interest rate
TermsVisa Zero Liability fraud protection
TermsOptional paid Assur-Payment protection
TermsOptional interest-bearing instalment plans
TermsConditional first-time and spend-milestone point offers
Terms
Similar cards
Related reward programs and fees—not a ranking for your spending.
Common questions
Is Laurentian Bank Visa Reward Me worth the annual fee?
There’s no annual fee, but another card may reward your spending more. Use your spending to compare the ongoing value after fees.
Does this card charge a foreign transaction fee?
The published foreign transaction fee is 2.5%. Exchange rates and other applicable charges can still affect your cost. See the issuer’s terms.
How does WealthGeist calculate my estimate?
We match eligible spending to each card’s reward rules, account for spending limits and subtract fees. You can check the breakdown and adjust assumptions. Welcome offers and ongoing rewards are shown separately.
How we compareSources
Card terms and last checked dates
- laurentianbank.ca · visa reward me ↗Issuer source · Checked Sep 19, 2026
- laurentianbank.ca · card comparison ↗Issuer source · Checked Sep 19, 2026
- laurentianbank.ca · visa reduced rate ↗Issuer source · Checked Sep 19, 2026
- laurentianbank.ca · cardholder agreement ↗Issuer source · Checked Sep 19, 2026
- laurentianbank.ca · rewards program agreement 11 28 ↗Issuer source · Checked Sep 19, 2026
Page updated Sep 8, 2026. Card terms were last checked on the dates above.
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